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Most people realize they only scratched the surface of their dental benefits by year’s end. Most think only in terms of regular cleanings, overlooking other care that can be paid for. The “Use-It-or-Lose-It” rule typically allows these benefits to go unused.
The following blog post will expose little-known ways to use your dental benefits before they disappear and get the best value for what you paid.
What is the “Use-It-or-Lose-It” Rule?
The “Use-It-or-Lose-It” rule says that unused dental benefits tend to be exhausted at the end of the year. If you do not use them, you will lose them. Most people fail to know that, as opposed to health insurance, dental benefits tend not to carry over.
Knowledge of this rule helps you avoid losing money you have already spent on your plan. Ensure you utilize your full benefits before the end of the year.
Beyond Cleanings: Other Dental Care to Consider
Teeth Whitening: Many plans cover teeth whitening, especially as a cosmetic treatment. Teeth whitening enhances your smile, boosts confidence, and maintains oral health.
Orthodontic Treatment: Some plans pay for orthodontic treatments like Invisalign or metal braces. Aligning your teeth prevents future dental issues, improves bite alignment, and maintains long-term oral health.
Sealants and Fluoride Treatments: They are underrated but well worth it for cavity prevention. Sealants and fluoride treatments coat teeth, making them resistant to decay even in adults.
Surprising Benefits: What You Didn’t Know Was Covered
Cosmetic Dentistry: Some policies might pay for some cosmetic procedures, like veneers or bonding, partially. These treatments make your smile better and the function of your teeth better, both giving you cosmetic and functional benefits.
Periodontal Treatment: Deep cleanings, scaling, and root planing are covered by many plans for patients with gum disease. Healthy gums prevent severe dental problems, including tooth loss, which can be costly to fix.
Scheduling and Planning Your Appointments
Schedule treatments before the end of the year to avoid missing out. Some treatments require multiple visits, so book early to secure an appointment.
The holidays will make it hard to get a timely appointment. Be ahead of the game, as the openings fill up fast.
The “Use-It-or-Lose-It” policy could mean forfeited benefits if you only think of cleanings. Cleanings are only one of many beneficial treatments available. Don’t miss out on money.
Call us to inquire about the treatments your plan includes. Schedule today and maximize your benefits before they expire.
