Insurance & Payment Options

Dentist consulting with patient on insurance and payment options at Aurora, IL dental office.

Insurance & Payment Options at Young Dental Care

At Young Dental Care in Aurora, IL, we believe financial concerns should never stand in the way of quality dental care. That’s why we offer a wide range of insurance and payment options designed to make treatment affordable, predictable, and easy to understand. Our team will help you maximize your benefits and choose the payment solution that works best for your family.

We accept most major PPO plans, Delta Dental, and other insurance providers, and offer flexible financing and membership plans for patients without coverage—all with clear pricing and no surprises.

Accepted Dental Insurance Plans

We work with Delta Dental and most major PPO dental insurance plans to help you maximize your coverage for preventive and restorative care. Our team will:
  • Verify your benefits prior to your appointment
  • Explain coverage and out-of-pocket costs in simple terms
  • File claims on your behalf, minimizing paperwork for you
Insurance typically covers preventive services like checkups and cleanings fully and provides partial coverage for fillings, crowns, root canals, and other treatments. We review your plan ahead of time so you know what’s covered and can plan accordingly.

Payment Options & Financing Plans

We understand that every family’s financial situation is different, so we offer multiple ways to make care more affordable:
Flexible Financing with CareCredit®, Alphaeon Credit, and Cherry Financing

We partner with CareCredit®, Alphaeon Credit, and Cherry Financing to offer low monthly payment plans that fit your budget. Approval is fast, and some plans may offer interest-free financing for a set period.

Benefits include:

  • Split your treatment balance into manageable monthly payments
  • Options ranging from 3–24 months
  • Easy pre-qualification with minimal impact to your credit
  • Apply online or in-office

No Insurance? No Problem!

If you don’t have insurance, our in-office membership plans offer preventive care and discounted treatment for children, adults, and periodontal patients. Membership typically includes:
  • Exams, cleanings, and X-rays
  • Fluoride treatments
  • Discounts on restorative and cosmetic services
Membership plans are a great option for families seeking predictable costs and comprehensive preventive care without traditional insurance.
Membership plans

Other Ways to Pay

We accept multiple payment methods to make care convenient:
  • Cash or check
  • Credit cards: Visa, MasterCard, Discover, American Express
  • Online bill payment
Payments are generally due at the time of service. Our team will provide a transparent cost estimate before treatment, so you know exactly what to expect.

FAQs About Insurance & Payment Options

New Patients & Emergency Appointments Welcome!

Book Online
(630) 892-8711

Love from Our Patients

Quotation mark graphic icon used in patient testimonials section at dental practice in Aurora, IL.
I’ve been a patient of Young Dental Care for forty years, of course over time, the faces and the names have changed, but the service has never faltered. Dr Young and Dr Kim should be very proud of the roots they’ve started. On my last visit I met the entire team, wow has the profession and services grown!

Mark M.

Quotation mark graphic icon used in patient testimonials section at dental practice in Aurora, IL.
New patients. We walked in and were greeted with a warm welcome. They were also great in helping preoccupy our two year old before his exam. Even during the exam, Dr. Patel and her staff showed patience and had excellent bedside manner. She didn’t pressure us into anything and was up front about cost, next steps. We will be switching our family’s dental needs over to the practice for such a great experience.

Aimee W.

Quotation mark graphic icon used in patient testimonials section at dental practice in Aurora, IL.
Young Dental Care has been my dentist office for 13 years. My family go there to have routine cleanings/check ups every 6 months. We have had a few different dentists over the past 13 years, but we love Dr. Bindi and her staff. We never have a problem getting in last min for dental issues that arise. Nina always makes you feel welcome when you come to visit and takes care of all your front desk issues with ease.

Jenny S.

Quotation mark graphic icon used in patient testimonials section at dental practice in Aurora, IL.
I visited Yound Dental Care today and I had an amazing experience. Marlene the lady at the front greeted me with a warm smile and the dental assistant did a great job in cleaning my teeth. The whole team including the doctor were really friendly and patient in informing me about my teeth. I would definitely recommend to anyone looking for a new dental office!

Ramona P.

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We can’t Wait to Meet You

Book Online

1132 Prairie St, Aurora, IL 60506

(630) 892-8711

Monday: 9am – 7pm
Tuesday: 9am – 5pm
Wednesday: 8am – 4pm
Thursday: 10am – 4pm
Friday: Closed
Saturday: 8am – 1pm
Sunday: Closed

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